Current Accounts

Individual Current Account

• Account opening balance – Kshs 3,000
• Minimum account  balance – Kshs. 1,000
• Penalty for going below minimum balance – Kshs. 200
• Ledger fee - min. Kshs 30 per transaction; min Kshs. 300 per month
• Access to a Cheque book
• Access to an Internationally accepted Debit Card
• SMS alerts for ECB debit card transactions
• Account access through Internet banking
• Over the counter charges  - Kshs. 100 for withdrawals below Kshs. 30,000
• Access to M-pesa top up from your ECB account
• Deposit of M-pesa funds to your ECB account
• Access to Money Transfer services - M-pesa, Western Union & MoneyGram

Personal Investment Account

• Account opening balance – Kshs. 5,000
• Minimum account balance – Kshs. 5,000
• Penalty for going below minimum balance – Kshs. 200
• Access to a Cheque book
• Access to an Internationally accepted Debit card
• SMS alerts for ECB Debit card transactions
• Account access through Internet banking
• Ledger fee – min Kshs. 30 per transaction; Kshs. 150 per month
• Over the counter charges  - Kshs. 100 for withdrawals below Kshs. 30,000
• Interest paid monthly at a flat rate
• Access to M-pesa top up from your ECB account
• Deposit of M-pesa funds to your ECB account
• Access to Money Transfer Services - M-pesa, Western Union & MoneyGram

Salary Processing Account

• Account opening balance – Kshs 100 (for those opened through the employers)
• Account opening balance - Kshs. 2,000 (for those opened by employee)
• Minimum account balance – Kshs. 100
• No ledger fee
• Over the counter charges  - Kshs. 100 for withdrawals below Kshs. 30,000
• ECB debit card issued
• SMS alerts for ECB Debit card transactions
• Account access through Internet banking
• Access to a free Savings & Young Investors account
• Access to Money Transfer Services - M-pesa, Western Union & MoneyGram

Personal Foreign Currency Accounts

• Account opening balance - $100; £50; €70
• Minimum account balance - $100; £50; €70
• Monthly Ledger fee - $15; £8; €10
• Penalty for below minimum balance - $3; £3; €3
• Account access through Internet banking
• Access to a cheque book

Account Opening Documents

• Certified copy of National ID/Passport
• Original & copy of valid entry permit (for Non-Kenyan citizens)
• One colour passport size photograph
• Letter of introduction from current employer or recent payslip or copy of employment ID
  
• Duly completed Account opening form
• Minimum account opening deposit